What is a Home Warranty?

A home warranty is a service contract that covers the things that may need replacement/repair in your home’s systems/appliances.  These things will typcailly fall under the categories of mechanical, electrical or plumbing. 

A home warranty is a negotiation item when you are writing your purchase agreement.  Many homeowners offer a warranty as an enticement to purchase their home. Home warranties do range in cost.  There are basic warranties and there are warranties that offer extra coverages for things like removal of defective equipment, permits, etc.  This is very helpful to have if you have to have some A/C work done. 

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How do they work?  If you have an electrical, mechanical, plumbing issue with one of your home’s systems, you will give the warranty company a call.  They will give you the name and number of an approved contractor.  Contact that contractor and they will come out to assess the problem.  You will pay the service fee that is associated with the warranty you have in place.

Do I recommend a home warranty?  YES!  When we bought our home, it was only 3 years old.  We asked the seller to provide a home warranty in which they did.  Two days after moving in, my A/C went out.  This is in June in South Louisiana.  It was HOT!  I called the warranty company, they put me in contact with an approved contractor.  The A/C guy came out and fixed the problem.  I paid him my service fee and we all slept in cool air.  Have you priced an A/C guy lately?  You can’t get a guy to come  out and ring your doorbell for the price of the service fee! 

As an agent in Ascension Parish, I get cards from our warranty company whenever they do work on a home that I have placed a warranty on.  On my desk right now, I see that they have saved homeowners, $733.80, $155.60, $330.65.  These are just the recent repairs that have been made.

Would you like to know more about a Home Warranty?  American Home Shield, the founder of the home warranty,  is the warranty we use here at C. J. Brown/Latter & Blum.  Feel free to take a look at their website.

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